What National Insurance do self-employed tradespeople pay in 2026-27?
Facts last checked
Transcript
What National Insurance do self-employed tradespeople pay in 2026-27? In 2026-27, self-employed tradespeople pay Class 4 National Insurance of 6% on profits between £12,570 and £50,270, and 2% above that. Class 2 has not been compulsory since 6 April 2024. Not as a charge. The requirement to pay Class 2 was removed from 6 April 2024. For 2026-27, if your profits are £7,105 or more, Class 2 is treated as paid, which protects your National Insurance record at no cost. 6% on profits over £12,570 up to £50,270, and 2% on profits over £50,270. The thresholds are the same as in 2025-26. If your profits are under £7,105 you can choose to pay £3.65 a week. GOV.UK says voluntary contributions do not always increase your State Pension, and suggests checking your National Insurance record and State Pension forecast first. Read the full answer, with every source, at rightotax.co.uk.
Voice and visuals made with automated software, including AI.
Read the full answer, with every source
The one-minute version
Transcript
What National Insurance do self-employed tradespeople pay in 2026-27? In 2026-27, self-employed tradespeople pay Class 4 National Insurance of 6% on profits between £12,570 and £50,270, and 2% above that. Class 2 has not been compulsory since 6 April 2024. Not as a charge. The requirement to pay Class 2 was removed from 6 April 2024. For 2026-27, if your profits are £7,105 or more, Class 2 is treated as paid, which protects your National Insurance record at no cost. Read the full answer, with every source, at rightotax.co.uk.
Voice and visuals made with automated software, including AI.
This is general information to help you understand the rules. It isn't tailored to your circumstances, so check your own position before acting on it.
Righto Tax is a trading name of NJG Consultancy Ltd, registered in England and Wales, company number 16095900. Registered office: Jubilee House, East Beach, Lytham St Annes, FY8 5FT.