How do I repay my student loan when self-employed?

How do I repay my student loan when self-employed? Through your Self Assessment tax return. HMRC charges 9% of your yearly income over your plan's threshold, or 6% for a Postgraduate Loan, and you pay it with your tax by 31 January. In 2026-27, Plan 2 starts at £29,385. On income for Self Assessment, which for a sole trader means self-employed profit after allowable costs, not turnover. PAYE pay, property income and unearned income over £2,000 are added to it. With your tax bill. GOV.UK says the amount goes into your balancing payment, due by 31 January after the end of the tax year. £26,900 for Plan 1, £29,385 for Plan 2, £33,795 for Plan 4, £25,000 for Plan 5 and £21,000 for a Postgraduate Loan. You repay 9% above the plan threshold, or 6% for a Postgraduate Loan. Read the full answer, with every source, at rightotax.co.uk.