How much can I earn before paying tax when self-employed?

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How much can I earn before paying tax when self-employed? In 2026-27 you pay no Income Tax or Class 4 National Insurance on self-employed profit up to £12,570, if you have no other income. Over £1,000 of takings, you must still register and file a tax return. If you have no other income, £12,570 of profit, which is your personal allowance. Class 4 National Insurance also starts above £12,570 of profit. Yes, if your gross self-employed income is over £1,000. If you are not already registered, you must register for Self Assessment by 5 October after the end of the tax year, and you must send a return even if no tax is due. On profit: what customers pay you minus allowable business costs. The £1,000 test for telling HMRC is different, because it looks at your income before costs. Read the full answer, with every source, at rightotax.co.uk.

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The one-minute version

Transcript

How much can I earn before paying tax when self-employed? In 2026-27 you pay no Income Tax or Class 4 National Insurance on self-employed profit up to £12,570, if you have no other income. Over £1,000 of takings, you must still register and file a tax return. If you have no other income, £12,570 of profit, which is your personal allowance. Class 4 National Insurance also starts above £12,570 of profit. Read the full answer, with every source, at rightotax.co.uk.

Voice and visuals made with automated software, including AI.

This is general information to help you understand the rules. It isn't tailored to your circumstances, so check your own position before acting on it.

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