Is there free MTD software with my business bank account?
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Transcript
Is there free MTD software with my business bank account? Sometimes. In October 2026, NatWest, RBS, Ulster Bank and Mettle business accounts get FreeAgent free, and Starling and Tide include free tools. Check that the free version also sends your year-end tax return. Yes, with a NatWest business current account. FreeAgent's pricing page says the same applies to Royal Bank of Scotland and Ulster Bank, for as long as you keep the account. Optional add-ons may be charged. Yes, if you make at least one transaction a month from your Mettle account. If you don't, FreeAgent says a subscription is charged while you keep using it. Not yet. Starling's free Accounting Essentials includes MTD for Income Tax submissions, but on 16 October 2026 its page listed sending the end-of-year tax return as coming soon. Read the full answer, with every source, at rightotax.co.uk.
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Read the full answer, with every source
The one-minute version
Transcript
Is there free MTD software with my business bank account? Sometimes. In October 2026, NatWest, RBS, Ulster Bank and Mettle business accounts get FreeAgent free, and Starling and Tide include free tools. Check that the free version also sends your year-end tax return. Yes, with a NatWest business current account. FreeAgent's pricing page says the same applies to Royal Bank of Scotland and Ulster Bank, for as long as you keep the account. Optional add-ons may be charged. Read the full answer, with every source, at rightotax.co.uk.
Voice and visuals made with automated software, including AI.
This is general information to help you understand the rules. It isn't tailored to your circumstances, so check your own position before acting on it.
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