Should I pay voluntary Class 2 National Insurance?

Should I pay voluntary Class 2 National Insurance? Voluntary Class 2 can make sense in 2026-27 if your self-employed profit is under £7,105 and that year would otherwise be a gap in your National Insurance record. It costs £3.65 a week, £189.80 for 52 weeks. £3.65 a week. For 52 weeks that comes to £189.80, compared with £956.80 for the same number of weeks of voluntary Class 3 at £18.40 a week. Self-employed people whose gross income is £1,000 or less, or whose income is over £1,000 but whose profit is under £7,105. At £7,105 or more, Class 2 is treated as paid, so there is nothing to top up. No. GOV.UK says voluntary contributions do not always increase your State Pension, for example if you were contracted out. Your State Pension forecast shows whether paying would help. Read the full answer, with every source, at rightotax.co.uk.