Voice and visuals made with automated software, including AI.
ANNA listed Making Tax Digital filing as free on 16 October 2026, and its AI-based Auto Accountant at £29 a month after 4 free months, VAT not stated. Our yearly plan is £350, including VAT.
ANNA works the way we do: software sorts your transactions, prepares your Making Tax Digital (MTD) updates, and you approve them before they go to HMRC. ANNA calls its software Auto Accountant. You sign up for an ANNA account to use it. Our service does the work from your bank feed or records, and you check and confirm every figure before anything is sent to HMRC. Our tax plans start once our HMRC registrations are complete. Until then you can join the waitlist, and no payment is taken.
Want your books sorted?
We sort your books and prepare your quarterly figures. You send them to HMRC yourself with free Making Tax Digital software.
Founding offer on Trades Tax (coming later), first 500 trades clients: £5 a month for your first 3 months, then £35 a month. Cancel any time. We’ll remind you before it changes. Prices include VAT. No payment is taken while you wait.
Are you ready for Making Tax Digital? Check your start date and what to sort first. It’s free and takes a minute.
Prices compared
ANNA's prices were checked on its website on 16 October 2026. Its account plans are listed plus VAT. Its pricing page did not say whether VAT is added to the £29 for Auto Accountant, but its company tax return page listed its +Taxes package for limited companies, run by Auto Accountant, at "£29 per month+VAT". The including-VAT figures below are ours, at 20%.
| Item | As listed by ANNA | If VAT is added |
|---|---|---|
| ANNA account, Free plan | £0 a month | £0 |
| ANNA account, Grow plan | £12.90 a month + VAT | £15.48 |
| MTD quarterly updates and tax return | Free on every plan | Not applicable |
| Auto Accountant | First 4 months free, then £29 a month | £34.80 a month |
| Auto Accountant, 12 full-price months | £348 | £417.60 |
On the Business and Big Business account plans, the pricing page listed Auto Accountant as "first 4 months free" without a later price. Our Trades Tax plan is £35 a month or £350 a year, including VAT. The founding offer for the first 500 trades clients is £5 a month for your first 3 months, then £35 a month. Cancel any time. We'll remind you before it changes.
ANNA's MTD page described its MTD Self Assessment for 2026/27, with Auto Accountant doing the bookkeeping, quarterly updates and year-end return, as free. It also offered to file your 2025/26 return free if you sign up for its MTD offer, for a limited time.
What each one does
| ANNA with Auto Accountant | Our service | |
|---|---|---|
| What you sign up for | An ANNA account, then connect your business bank | Our service, then connect your bank feed or share your records |
| Who sorts transactions | AI-based software | Automated software, including AI |
| Quarterly updates and tax return | Prepared for you; you review and approve; ANNA files | Prepared for you; you confirm the figures; we send them |
| CIS | Ready now on the GOV.UK software finder | Deductions matched to your statements and counted in your tax return |
| Limited companies | Corporation Tax and company accounts offered | Not covered |
| Talking to a person | 24/7 support from a team in Cardiff, per its MTD page | The company's director is accountable for the service |
| Can you start today | Yes | Tax plans: waitlist only, no payment taken |
When ANNA is the better choice
- You are already in MTD. If your qualifying income on your 2024-25 return was over £50,000, MTD started for you on 6 April 2026, and ANNA says MTD for 2026/27 is free.
- You want an ANNA business account anyway. The bookkeeping and the account sit in one place.
- You also run a limited company. ANNA offers Corporation Tax and company filings. We do not cover limited companies.
- You want a free 2025/26 return. ANNA offered one for a limited time with its MTD offer.
- You need to start now. Our tax plans are not open yet.
When our service may suit you better
- You want the full price, including VAT, before you start. Our Trades Tax plan is £350 a year, including VAT. ANNA's pricing page did not say whether VAT is added to its £29 a month.
- You start MTD in April 2027. Your first MTD year is 2027-28. ANNA's MTD page describes its free offer for 2026/27, so ask whether it carries on.
- You are a CIS subcontractor. Before you join Making Tax Digital, over-deducted CIS is claimed back through your Self Assessment tax return. Once you are in Making Tax Digital, HMRC adds your CIS deductions to your tax return, and any refund is requested separately through HMRC online services. Either way, the sooner after 5 April the return is filed, the sooner HMRC can repay you.
What this means for you
If your self-employed turnover and rent before expenses came to more than £30,000 in 2025-26, MTD starts for you on 6 April 2027. Your first quarterly update covers 6 April to 5 July 2027 and is due by 7 August 2027. Each missed deadline earns a penalty point, and 4 points means a £200 penalty.
Under MTD, GOV.UK says you cannot claim a refund in your tax return itself. You request it through your HMRC online services account, or your agent does it through theirs. Ask any provider who does that step.
Steps to choose between them
- Use the free MTD check to see whether and when MTD starts for you.
- Ask ANNA whether its £29 a month has VAT added, and what MTD filing costs from 6 April 2027.
- Work out each option over 12 months, including VAT and after any free months end.
- Decide whether you want a new business account or to keep your own bank.
- Check how your CIS deductions are recorded and how any refund is requested.
- If you want our service, see the trades plan and join the waitlist. No payment is taken.
Hold your place on the trades waitlist
We’ll email you when Trades Tax opens, with the founding offer while places last. No payment is taken.
Questions people ask
Is ANNA's £29 a month plus VAT?
ANNA's pricing page did not say on 16 October 2026. Its company tax return page listed its +Taxes package for limited companies, run by Auto Accountant, at '£29 per month+VAT'. If VAT is added, that is £34.80 a month. Ask ANNA before you sign up.
Is MTD really free with ANNA?
ANNA's pricing page listed 'MTD ITSA filing – free' on every plan, without naming a year, and its MTD page said MTD for 2026/27 is free, including 4 quarterly filings and 1 final update. Ask whether that carries on into 2027-28.
Do I need an ANNA account?
Yes. ANNA's MTD page says you sign up for an ANNA account, which can be free, then connect your business bank account through Open Banking. It says this works with all UK bank accounts.
Does ANNA handle CIS?
Yes. The GOV.UK software finder lists Construction Industry Scheme as Ready now for ANNA Self Assessment, checked 16 October 2026.
Can I use your service now?
Not yet. Our tax plans start once our HMRC registrations are complete. Until then you can join the waitlist, and no payment is taken.
Sources
- ANNA: Business account pricing (checked 16 October 2026)
- ANNA +Taxes: MTD Self Assessment (checked 16 October 2026)
- ANNA +Taxes: File your company tax return (checked 16 October 2026)
- ANNA Self Assessment on the GOV.UK software finder (checked 16 October 2026)
- Find out if and when you need to use Making Tax Digital for Income Tax (GOV.UK)
- Use Making Tax Digital for Income Tax: Help and support (GOV.UK)
- Penalties for Making Tax Digital for Income Tax (GOV.UK)
This is general information to help you understand the rules. It isn't tailored to your circumstances, so check your own position before acting on it.
Righto Tax is a trading name of NJG Consultancy Ltd, registered in England and Wales, company number 16095900. Registered office: Jubilee House, East Beach, Lytham St Annes, FY8 5FT.
What happens next
- Use the free Making Tax Digital checker to see your own start date and deadlines.
- See what Righto Tax for Trades does for you, and join the waitlist.
- Questions about this page? Email hello@rightotax.co.uk.